Aloha!  Welcome to the Sheraton Hawaii Federal Credit Union web site!  We are a credit union serving the employees of Starwood Hotels in Hawaii and their families.  Whether you need help financing a new home or car, consolidating your bills, or just saving for a rainy day, we can help you.  We offer a host of financial products and services to help you make the right financial decision.

ANNUAL MEETING

The 53rd Annual Membership Meeting will be held on Friday, February 10, 2012 at 4:30 p.m. in the Sheraton Waikiki Human Resources Center Classrooms A & B.  Following the meeting, there will be an informational session entitled "Estate Planning for Everyone: What Your Family Needs to Know for 2012."  Call the credit union office for more info and to reserve a seat for this event.  Light refreshments will be served.

HOLIDAY CLOSING

The credit union will be closed on Monday, February 20, 2012 in observance of Presidents' Day.

EXCITING NEWS FOR VISA CREDIT CARDHOLDERS!

WE ARE OFFERING 3.00% APR ON BALANCE TRANSFERS MADE BETWEEN MARCH 1, 2012 - MAY 31, 2012.  TAKE UP TO 12 MONTHS TO PAY AT THIS SPECIAL RATE.  ANY REMAINING BALANCE WILL CALCULATE AT YOUR REGULAR LOW APR.  CALL US TODAY AT 808-931-8000.

You can earn rewards points by using your SHFCU Platinum Visa credit card for purchases.  See your Visa statement for more info or click 'Online Services', then 'Links' in the left column to view the gifts you can score online.

HAWAII ENERGY "Hot Water, Cool Rates" SOLAR WATER HEATING LOAN PROGRAM* (July 1, 2011 - June 30, 2012)

 0% APR Fixed Rate**

Terms up to 5 years

$5,000 minimum/$7,000 maximum

*              is a ratepayer-funded conservation and efficiency program administered by SAIC under contract with the Hawaii Public Utilities Commission, serving the islands of Hawaii, Lanai, Maui, Molokai, and Oahu.  SHFCU is a Hawaii Energy "Hot Water, Cool Rates" participating lender.      * * Special rate subject to SHFCU membership and credit approval, & installation by a Hawaii Energy-approved solar contractor.  Certain restrictions may apply.  This is a limited offer and may be subject to change at any time.  Not available on all islands.  Consult your tax advisor for qualifying Federal and State tax credits.  Contact SHFCU for details.

PHISHING ALERT

Credit unions nationwide report a high volume of text message and phone phishing attacks.  Individuals are receiving automated messages indicating their cards have been de-activated and to re-activate the card, he/she must enter their 16-digit account number, CVV2/CVC2 code, card expiration date, and/or PIN.  Falling prey to this scam have resulted in subsequent fraud.  NEVER respond to an email, text message or phone call that requests personal or account information.

HOME BUYING AND FORECLOSURE PREVENTION ASSISTANCE

If you have ever dreamed of owning your own home but did not know the process involved or felt there were obstacles (such as low income, excessive debts, or no down payment) standing in your way, the Hawai'i HomeOwnership Center (HHOC) can help.  Your dream is not beyond your reach.  HHOC aims to build stronger families and communities throughout Hawaii by providing education, information, and support to create successful first-time homeowners.  HHOC can also help families facing foreclosures.